:root{--navy:#14263f;--navy2:#1d3556;--gold:#b08a3e;--cream:#faf6ee;--ink:#1c2430;--mut:#5b6573;--line:#e4dcc9}
html,body,#root{margin:0;min-height:100%}
*{box-sizing:border-box}
body{background:var(--cream);color:var(--ink);font-family:Georgia,'Times New Roman',serif;line-height:1.65;font-size:17px}
a{color:var(--navy2)}
.top{background:var(--navy);color:#fff}
.top-in{max-width:1080px;margin:0 auto;padding:18px 20px 0}
.brand{display:flex;flex-direction:column;align-items:center;text-align:center;padding-bottom:14px}
.brand .sm{letter-spacing:.28em;font-size:12px;color:#d9c48f;text-transform:uppercase}
.brand .nm{font-size:30px;font-weight:normal;margin:4px 0;line-height:1.2}
.brand .sub{font-size:14px;color:#c9d2e0;font-style:italic}
nav{display:flex;flex-wrap:wrap;justify-content:center;gap:4px 22px;border-top:1px solid #2c4268}
nav a{color:#e8edf5;text-decoration:none;padding:12px 0;font-family:system-ui,sans-serif;font-size:14px;letter-spacing:.04em;border-bottom:2px solid transparent}
nav a.on,nav a:hover{border-bottom-color:var(--gold);color:#fff}
@media(max-width:600px){nav a{min-height:44px;display:inline-flex;align-items:center}.brand .nm{font-size:23px}}
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;text-align:center;padding:64px 20px 72px}
.hero h1{font-weight:normal;font-size:38px;margin:0 auto 14px;max-width:760px;line-height:1.25}
.hero p{max-width:660px;margin:0 auto 26px;color:#d5dde9;font-size:18px}
.rule{width:64px;height:2px;background:var(--gold);margin:0 auto 22px}
.btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.btn{display:inline-block;padding:13px 24px;border-radius:3px;text-decoration:none;font-family:system-ui,sans-serif;font-size:15px;font-weight:600;background:var(--gold);color:#fff;border:1px solid var(--gold)}
.btn.o{background:transparent;color:#fff;border-color:#9fb0c9}
.btn.d{background:var(--navy);border-color:var(--navy)}
main{max-width:1080px;margin:0 auto;padding:44px 20px 20px}
h2{font-weight:normal;font-size:28px;color:var(--navy);margin:0 0 6px}
h3{font-size:19px;color:var(--navy);margin:0 0 6px}
.lead{color:var(--mut);margin:0 0 24px}
.sec{margin-bottom:46px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:18px}
.card{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:22px}
.card p{margin:0;color:var(--mut);font-size:16px}
ul.g{padding-left:20px}ul.g li{margin:6px 0}
table{border-collapse:collapse;width:100%;background:#fff;border:1px solid var(--line)}
td,th{padding:12px 16px;border-bottom:1px solid var(--line);text-align:left}
td.r,th.r{text-align:right;white-space:nowrap}
tr.tot td{font-weight:bold;background:#f3ecdb}
.note{border-left:3px solid var(--gold);background:#fff;padding:14px 18px;color:var(--mut);font-size:15px}
.ph{border:2px dashed #c4a15a;background:#fff9e8;padding:20px;border-radius:4px;font-family:system-ui,sans-serif;font-size:14px}
.two{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px}
footer{background:var(--navy);color:#c9d2e0;margin-top:40px;padding:34px 20px;font-size:15px;text-align:center;font-family:system-ui,sans-serif}
footer b{color:#fff}
.band{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:30px 20px;text-align:center;margin:0 -20px 46px}
.cal td:first-child{width:60%}
.btns{margin-top:18px}
main p{margin:0 0 1.1em;line-height:1.7}main .card p+p{margin-top:8px}

a.btn{text-decoration:none}
.card h3{margin-top:0}
select{font-family:inherit}
@media(max-width:600px){.hero h1{font-size:28px}}
footer a{color:#fff;text-decoration:underline}